Hello Nicholas
My apologies for the delay in replying. Reach out to your trustee and they should be able to assist you.
Regards
Kathy

Hello Derek
I recommend that you speak to your trustee about your options. You can request mediation to try and reduce the monthly surplus income payment, you can request a reduction of the total surplus payments at your discharge hearing, or agree to a conditional order for the outstanding amount in that you are not discharged until the amount is paid in full. You can then make payment arrangements with your trustee. You are likely not eligible to annul the bankruptcy if you were insolvent at the time you filed, but that is a legal question you would have to consult with a lawyer.
You could file a proposal to your creditors, which if accepted would annul your bankruptcy, but you will have to offer more than the creditors would realize in your bankruptcy for them to consider accepting it. The proposal can be over a 5 year time period and thus the monthly amount would be lower and maybe more affordable. Since your trustee is most familiar with your situation, I recommend you arrange a meeting to fully discuss the above.
Regards
Kathy