Hello Josh
I recommend you reach out to the trustee who administered your bankruptcy. You will likely be obligated to make surplus income payments for a specified period of time (21 or 36 months) depending on if this was a first or second bankruptcy filing.
Regards
Kathy

If I have an undischarged bankruptcy after 6 years and I want to get discharged will I have to pay my surplus income for the past 6 years?

Hello Manoo
A consumer proposal should be reported on your credit report under insolvencies as a consumer proposal. The credit bureaus sometimes categorize it as a bankruptcy and I recommend you follow up with the credit bureau directly to correct.
Regards
Kathy Lenart

Hello Allen
Under the Corporations Act, an undischarged bankrupt can not be a director of a corporation. The lawyer may not have been aware of your undischarged status. I recommend you reach out to them for advice.
Regards
Kathy

Hello Doreen
Regardless of the time that is passed, you remain undischarged and would have to make an application to Court to obtain your discharge. I recommend contacting your trustee or an insolvency lawyer to assist you with the process. The bankruptcy may not be showing on your credit report anymore, but will remain permanently in the Office of the Superintendent of Bankruptcy records. We have previously seen an undischarged bankruptcy impact a home purchase many years down the road.
Regards
Kathy

Hello Lucas
I would recommend you contact the trustee appointed in your bankruptcy to determine why you were not discharged and if the trustee will agree to be re-appointed to obtain your discharge. Alternatively, a lawyer can make the application for you. You may be able to file an in-bankruptcy consumer proposal to annul the bankruptcy but your current situation would have to be analyzed and considered.
Regards
Kathy