The following debts survive a bankruptcy meaning you will still have to pay the creditor after your discharge:

  • Fines or penalties imposed by a court;
  • Award of damages with respect to intentional bodily harm, sexual assault or wrongful death;
  • Alimony and child support;
  • Debts arising from illegal activity such as fraud, embezzlement, misappropriation, etc.;
  • Debts incurred by fraudulent misrepresentation or false pretenses;
  • Dividend for creditors not disclosed to the trustee; and
  • Student loan debts where you have attended school within the last seven years.